The Confidence

to overcome your

"what ifs"

We are committed to ensuring you purchase your vehicle with confidence. That's why we offer WALKAWAY Finance Protection to every customer who finances, leases, or uses a line of credit to purchase a vehicle with us.

WALKAWAY provides you with confidence and peace of mind, shielding you from those unexpected "what ifs". Rest easy knowing your financial priorities are protected through life's twists and turns.

Financing, leasing or using a line of credit?

Whether you are purchasing your vehicle through traditional financing, leasing, or a line of credit, WALKAWAY ensures your finances are protected. No matter your payment method, protecting your finances is the best way to start your journey with confidence.

Our commitment, your choice

With WALKAWAY, we provide you the peace of mind to drive through life's uncertainties with confidence. In fact, our protection has no preexisting health exclusions, and requires no health or employment questions to qualify. Whether you are looking for the most complete protection, or an option that addresses only your most pressing concerns, the choice is entirely in your hands.

Our tailored options include protection for the full length of your vehicle payment term, adding Payment Relief® to manage temporary disruptions, and choosing options to safeguard your Line of Credit and Down Payment. This flexibility ensures you have the protection and confidence you need to navigate life's twists and turns.

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Vehicle Return Benefit

When life changes direction, so can your vehicle finance commitment; that's the freedom of Vehicle Return.

How does it work? Vehicle Return Coverage is there for you if you experience a qualifying life event, providing you with the financial flexibility to return your vehicle. The protection covers the difference between the vehicle's value and what you still owe, up to the maximum policy limit. You walk away without the debt and with no impact on your credit. Sleep better knowing you can maintain your financial stability when you need it most.

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Payment Relief® Benefit

Keep your keys, drop the worry -- Payment Relief® for life's rough patches.

How does it work? Payment Relief® Coverage steps in if you encounter a qualifying event that disrupts your life or income, making your payments while you regain stability. This benefit enables you to keep your vehicle as you navigate through this temporary setback. Additionally, if circumstances lead you to exhaust all your Payment Relief® benefits, you retain the option to use your Vehicle Return Benefit. It's about ensuring you have choices.

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Down Payment Protection

Your down payment deserves protection, too.

How does it work? Down Payment Protection complements the Vehicle Return Benefit by safeguarding your initial investment in your vehicle. For instance, if you finance your vehicle and make a down payment, consisting of cash down and/or trade-in equity, this coverage comes into play. Should you face an unexpected life event that qualifies you to use your Vehicle Return Benefit, Down Payment Protection adds a prorated refund of your net down payment to any balance covered under the Vehicle Return Benefit. Essentially, it's a dual layer of security: protecting the money you've invested up front and maintaining your credit rating and financial flexibility.

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Line of Credit Protection

Keep your credit line clear, even when life isn't.

How does it work? Line of Credit Protection is designed for those who purchase their vehicle with an active line of credit rather than through traditional financing methods. If a qualifying event disrupts your life or financial stability, this coverage activates. It provides WALKAWAY benefits tailored to the level of coverage you select, as if you purchased using a 72-month loan. Depending on your chosen plan, this could mean assistance with monthly principal and interest payments, protection for your down payment, and the option to take advantage of your Vehicle Return Benefit.

Protection from your "what ifs"

We understand how daunting some of your 'what ifs' can be. Our variety of protection options are designed to help you overcome those "what ifs" and navigate life's uncertainties with confidence. Use the interactive table below to help you find the protection option that best suits your needs, ensuring you purchase your vehicle with confidence.

check_circle Elite with 12 Months Payment Relief®

check_circle Standard PLUS with 6 Months Payment Relief®

check_circle Standard PLUS with 4 Months Payment Relief®

check_circle Standard

check_circle Basic

check_circle Estate

Maximum Peace of Mind, covering the most life circumstances (12), including mental and stress-related disability. It also includes up to 12 months of Payment Relief®

12 Months
Payment Relief
$25K
Maximum Benefit
12
Covered Circumstances

Benefits

check_circle $25,000 Maximum Benefit expand_more

The maximum amount payable under the insurance certificate

check_circle Any Amount Financed is Eligible expand_more

There are no eligibility restrictions on the amount borrowed to finance your vehicle

check_circle 12 months of Payment Relief® expand_more

When you qualify, monthly payments are made on your behalf, allowing you the flexibility to keep your vehicle. Up to 12 payments are covered, to a maximum amount of $1,500 each

check_circle Early Lease Termination expand_more

Coverage for your LeaseBusters.com listing fee (a $299 plus tax value) if you choose to list your leased vehicle and have not experienced a claim within the first 6 months of your coverage

check_circle No Pre-Existing Exclusions or Health Questions expand_more

WALKAWAY is the only program available where there are no pre-existing health exclusions, health questions, health exams or good health statements in order to qualify for coverage. Claims are paid much more quickly because provincial medical records are not required to process claims

check_circle Full-Term Coverage expand_more

Protection for the full term of your lease or loan, up to a maximum of 96 months, or 72 months for line of credit coverage

check_circle New and Pre-Owned Vehicles are Eligible expand_more

There are no eligibility restrictions on the age of the vehicle

check_circle Vehicle Return expand_more

When you qualify for coverage, you can return your vehicle to any authorized WALKAWAY dealership. This coverage will pay the difference between what you owe and what the vehicle is worth (negative equity), up to $25,000

check_circle Cancellable at Any Time expand_more

Whether you pay off your vehicle early, trade it in before the end of your term, or simply no longer want the coverage, you can cancel at any time

check_circle Anyone Under 80 Years Old Qualifies expand_more

Anyone under 80 years of age at the time of purchase qualifies for all full-term upgrades. This is the longest age band in the industry, as you can be just shy of your 80th birthday and obtain coverage for another 96 months

Coverages

check_circle Critical Illness Requiring Hospitalization expand_more

Coverage if you are hospitalized for at least 72 hours due to one of the nine most common critical illnesses: heart disease, stroke, cancer, AIDS, multiple sclerosis, cystic fibrosis, Parkinson's, Alzheimer's, or ALS

check_circle Accidental Death expand_more

Vehicle Return coverage if you pass away due to external trauma from a force foreign to you and not due to sickness³

check_circle Mental Disability expand_more

Coverage if you cannot perform the duties of your full-time occupation for more than 60 days due to a mental condition for which you are receiving ongoing medical treatment. This is the #1 reason people are off work in North America today

check_circle Self-Employed Mental Disability expand_more

Payment Relief® coverage if your self-employment is your sole source of income, and you cannot perform the duties of your self-employment for more than 60 days due to a mental condition

check_circle International Job Transfer expand_more

Coverage if you are unexpectedly transferred outside of Canada by your employer (or a division of) for a period of at least 24 consecutive months²

check_circle Self-Employed Personal Bankruptcy expand_more

Vehicle Return coverage in the event of a personal bankruptcy filing and your sole source of income for at least 12 months prior was from self-employment

check_circle Permanent Unemployment expand_more

Coverage if you are receiving Employment Insurance benefits because you were permanently and involuntarily terminated from your full-time occupation

check_circle Death Due to Critical Illness expand_more

Vehicle Return coverage if you pass away from one of the nine most common critical illnesses: heart disease, stroke, cancer, AIDS, multiple sclerosis, cystic fibrosis, Parkinson's disease, Alzheimer's disease, or ALS

check_circle Physical Disability expand_more

Coverage if you cannot perform the duties of your full-time occupation for more than 60 days due to a physical condition and you are receiving ongoing medical treatment for the condition

check_circle Self-Employed Physical Disability expand_more

Payment Relief® coverage if your self-employment is your sole source of income, and you cannot perform the duties of your self-employment for more than 60 days due to a physical condition

check_circle Driving Restrictive Medical Condition expand_more

Coverage if you are unable to safely operate a motor vehicle and your driver's licence has been permanently suspended due to a medical condition¹

check_circle Employer-Approved Medical Leave of Absence expand_more

Payment Relief® coverage if you take an unpaid leave of absence from work for 60 consecutive days to take care of a terminally ill spouse, parent, child or sibling

check_circle Temporary Unemployment expand_more

Coverage if you are receiving Employment Insurance benefits because you were temporarily and involuntarily terminated from your full-time occupation

Coverage & Benefits	Elite	Standard PLUS 6	Standard PLUS 4	Standard	Basic	Estate
Maximum Policy Benefit Limit	$25,000	$15,000	$12,500	$10,000	$7,500	$20,000
Maximum Coverage Term	96	96	96	96	96	96
Age Limit	79	79	79	79	79	79
Line of Credit Protection
Vehicle Return Benefit
Early Lease Termination
Down Payment Protection					-
Payment Relief® Benefit	12 months	6 months	4 months	-	-	-
Payment Relief® Monthly Limit	$1,500	$1,500	$1,500	-	-	-

Vehicle Return Covered Circumstances
Involuntary Unemployment					-
Physical Disability					-
Driving Restrictive Medical Condition¹
International Job Transfer²					-
Accidental Death³
Self-Employed Personal Bankruptcy⁴					-
Critical Illness Requiring Hospitalization				-
Temporary Unemployment				-	-
Death Due to Critical Illness			-	-
Mental Disability	-	-	-	-	-

Payment Relief® Covered Circumstances
Involuntary Unemployment			-	-	-
Physical Disability			-	-	-
Critical Illness Requiring Hospitalization			-	-	-
Temporary Unemployment			-	-	-
Family or Medical Leave of Absence			-	-	-
Self-Employed Physical Disability			-	-	-
Self-Employed Mental Disability	-	-	-	-	-
Mental Disability	-	-	-	-	-

Age or medical reasons only.
International Job Transfer is not available to residents of Alberta and Saskatchewan.
Accidental Death is not available to residents of British Columbia.
Self-Employed Personal Bankruptcy is not available to residents of Saskatchewan.

Designed for Personal Vehicles

Our coverage is specifically designed to protect personal vehicle loans, providing the highest level of reliability and peace of mind. To ensure this focus, certain vehicle uses and types are excluded from eligibility.

Vehicles used for commercial purposes--such as ride-sharing, goods transportation, delivery, or as part of a vehicle-sharing network--are not eligible for our coverage. Additionally, certain vehicle types, such as those with modifications (e.g., flatbeds, drop boxes, or non-OEM body changes) and vehicles insured under a commercial auto policy are typically ineligible as well.

If you're unsure about your vehicle's eligibility, please reach out. We're here to help.

Need to make a Claim?

You'll find instructions on how to submit a claim in your policy documents. If you're having any trouble finding this information, or have any questions along the way, please contact us directly.

What our customers are saying

In the face of life's uncertainties, Canadians have consistently found dependable support with WALKAWAY. For over 25 years, WALKAWAY has empowered individuals to make vehicle purchases confidently, safeguarding both their credit rating and savings.

4.8

This represents a summary of coverages and does not form a part of the certificate of insurance. Employment-related coverages (excluding disability) begin on the 91st day. Please consult your certificate of insurance for complete terms, conditions and exclusions. Insurance Insight Inc. (operating as Insurance Insight Solutions in BC) is the brokerage, and Trisura Guarantee Insurance Company and The Empire Life Insurance Company are the insurers of WALKAWAY Finance Protection™.

Our Location

Coordinates

The Confidence

to overcome your

"what ifs"

Financing, leasing or using a line of credit?

Our commitment, your choice

Protection from your "what ifs"

Designed for Personal Vehicles

Need to make a Claim?

What our customers are saying